Thursday, November 11, 2010

managing your personal finances


eric seiger

Robert F. Kennedy Jr.: Fox <b>News</b>, GOP killed climate bill - Robin <b>...</b>

He says he blames the network and the “hacks” in Congress for sinking energy legislation.

Rush: “CNN the worldwide leader in <b>news</b> — that nobody watches <b>...</b>

The only people interesting on the network is Jack Cafferty who has carved out this grumpy old man who occasionally smiles niche (if Walter Matthau had done the news, this is how he would have done it) and Jeanne Moos who worships at ...

Steele Under Increasing Pressure to Step Aside in 2011 | Foxnews.com

Washington – Republican National Committee Chairman Michael Steele is finding himself under increasing pressure to step aside when his term ends in January 2011. Fox News has learned a small group within Steele's inner circle has warned ...


eric seiger

eric seiger

Robert F. Kennedy Jr.: Fox <b>News</b>, GOP killed climate bill - Robin <b>...</b>

He says he blames the network and the “hacks” in Congress for sinking energy legislation.

Rush: “CNN the worldwide leader in <b>news</b> — that nobody watches <b>...</b>

The only people interesting on the network is Jack Cafferty who has carved out this grumpy old man who occasionally smiles niche (if Walter Matthau had done the news, this is how he would have done it) and Jeanne Moos who worships at ...

Steele Under Increasing Pressure to Step Aside in 2011 | Foxnews.com

Washington – Republican National Committee Chairman Michael Steele is finding himself under increasing pressure to step aside when his term ends in January 2011. Fox News has learned a small group within Steele's inner circle has warned ...


eric seiger

eric seiger

The rich, as Voltaire said, require an abundant supply of poor. by Renegade98


eric seiger

Robert F. Kennedy Jr.: Fox <b>News</b>, GOP killed climate bill - Robin <b>...</b>

He says he blames the network and the “hacks” in Congress for sinking energy legislation.

Rush: “CNN the worldwide leader in <b>news</b> — that nobody watches <b>...</b>

The only people interesting on the network is Jack Cafferty who has carved out this grumpy old man who occasionally smiles niche (if Walter Matthau had done the news, this is how he would have done it) and Jeanne Moos who worships at ...

Steele Under Increasing Pressure to Step Aside in 2011 | Foxnews.com

Washington – Republican National Committee Chairman Michael Steele is finding himself under increasing pressure to step aside when his term ends in January 2011. Fox News has learned a small group within Steele's inner circle has warned ...


eric seiger

eric seiger

The rich, as Voltaire said, require an abundant supply of poor. by Renegade98


eric seiger

Robert F. Kennedy Jr.: Fox <b>News</b>, GOP killed climate bill - Robin <b>...</b>

He says he blames the network and the “hacks” in Congress for sinking energy legislation.

Rush: “CNN the worldwide leader in <b>news</b> — that nobody watches <b>...</b>

The only people interesting on the network is Jack Cafferty who has carved out this grumpy old man who occasionally smiles niche (if Walter Matthau had done the news, this is how he would have done it) and Jeanne Moos who worships at ...

Steele Under Increasing Pressure to Step Aside in 2011 | Foxnews.com

Washington – Republican National Committee Chairman Michael Steele is finding himself under increasing pressure to step aside when his term ends in January 2011. Fox News has learned a small group within Steele's inner circle has warned ...


eric seiger

The rich, as Voltaire said, require an abundant supply of poor. by Renegade98


eric seiger

Robert F. Kennedy Jr.: Fox <b>News</b>, GOP killed climate bill - Robin <b>...</b>

He says he blames the network and the “hacks” in Congress for sinking energy legislation.

Rush: “CNN the worldwide leader in <b>news</b> — that nobody watches <b>...</b>

The only people interesting on the network is Jack Cafferty who has carved out this grumpy old man who occasionally smiles niche (if Walter Matthau had done the news, this is how he would have done it) and Jeanne Moos who worships at ...

Steele Under Increasing Pressure to Step Aside in 2011 | Foxnews.com

Washington – Republican National Committee Chairman Michael Steele is finding himself under increasing pressure to step aside when his term ends in January 2011. Fox News has learned a small group within Steele's inner circle has warned ...


eric seiger

Robert F. Kennedy Jr.: Fox <b>News</b>, GOP killed climate bill - Robin <b>...</b>

He says he blames the network and the “hacks” in Congress for sinking energy legislation.

Rush: “CNN the worldwide leader in <b>news</b> — that nobody watches <b>...</b>

The only people interesting on the network is Jack Cafferty who has carved out this grumpy old man who occasionally smiles niche (if Walter Matthau had done the news, this is how he would have done it) and Jeanne Moos who worships at ...

Steele Under Increasing Pressure to Step Aside in 2011 | Foxnews.com

Washington – Republican National Committee Chairman Michael Steele is finding himself under increasing pressure to step aside when his term ends in January 2011. Fox News has learned a small group within Steele's inner circle has warned ...


eric seiger

Robert F. Kennedy Jr.: Fox <b>News</b>, GOP killed climate bill - Robin <b>...</b>

He says he blames the network and the “hacks” in Congress for sinking energy legislation.

Rush: “CNN the worldwide leader in <b>news</b> — that nobody watches <b>...</b>

The only people interesting on the network is Jack Cafferty who has carved out this grumpy old man who occasionally smiles niche (if Walter Matthau had done the news, this is how he would have done it) and Jeanne Moos who worships at ...

Steele Under Increasing Pressure to Step Aside in 2011 | Foxnews.com

Washington – Republican National Committee Chairman Michael Steele is finding himself under increasing pressure to step aside when his term ends in January 2011. Fox News has learned a small group within Steele's inner circle has warned ...


eric seiger eric seiger
eric seiger

The rich, as Voltaire said, require an abundant supply of poor. by Renegade98


eric seiger
eric seiger

Robert F. Kennedy Jr.: Fox <b>News</b>, GOP killed climate bill - Robin <b>...</b>

He says he blames the network and the “hacks” in Congress for sinking energy legislation.

Rush: “CNN the worldwide leader in <b>news</b> — that nobody watches <b>...</b>

The only people interesting on the network is Jack Cafferty who has carved out this grumpy old man who occasionally smiles niche (if Walter Matthau had done the news, this is how he would have done it) and Jeanne Moos who worships at ...

Steele Under Increasing Pressure to Step Aside in 2011 | Foxnews.com

Washington – Republican National Committee Chairman Michael Steele is finding himself under increasing pressure to step aside when his term ends in January 2011. Fox News has learned a small group within Steele's inner circle has warned ...



You need not hire a money coach to manage your personal finances. The steps to having an organized budget while being debt-free is actually very simple. Discipline is the principal thing that one needs in order to achieve a money-worry-free life.

You have probably already heard of what you are about to read here but it will do you good to hear it again. A friend or family member may actually have told you these a thousand times- you were just too stubborn then to listen to some good advice. It will probably help, however, that you get this advice from a stranger and you will come to see that these are generic rules and that your friends and family are not just being biased.

Number 1: Live within your means. Fine dining every night is for Oprah and Donald Trump. Unless you make almost the same amount, you can't afford to do so. Restos sell their food at almost 75% more than the cost of the food. That is because you also pay for the ambience, the comfort and service. You may not have all these at home, but you'd be a lot comfortable knowing that you don't owe those credit card companies anything just for the same meal you could have eaten at home.

Number 2: Buy what you only NEED, not what you WANT. No, those cargo pants are not an investment. No, you won't be using that Thanks-for keeping-a-secret-roomie greeting card. No, a $20 bra is not essential to your confidence.

The costs of these things are usually the ones that pile up. You'd be wondering where your paycheck went when it's every week that you buy those cute paperweights or some other impulse item. Again, buy what you only need. Of course it does not mean that you don't get to treat yourself. You should do so-every once in a while, and when you know you can afford it.

Number 3: Set money aside for your bills (utility, insurance, mortgage etc.). If you do, then you will know how much you can only spend for extra stuff. You yourself know that you need fresh water and electricity more than those killer boots.

Number 4: Acquire TWO credit cards at the most. Really, how many credit cards do you need? And what for? For you to have debts in 5 companies rather than just 2? Having a minimum number of credit cards allows you to track your expenses more thoroughly. You will also have more control when you know that you can only have too much debt in one company and not distribute these into 5.

Now that you've heard the unbiased basics, everything else is up to you.


eric seiger

Robert F. Kennedy Jr.: Fox <b>News</b>, GOP killed climate bill - Robin <b>...</b>

He says he blames the network and the “hacks” in Congress for sinking energy legislation.

Rush: “CNN the worldwide leader in <b>news</b> — that nobody watches <b>...</b>

The only people interesting on the network is Jack Cafferty who has carved out this grumpy old man who occasionally smiles niche (if Walter Matthau had done the news, this is how he would have done it) and Jeanne Moos who worships at ...

Steele Under Increasing Pressure to Step Aside in 2011 | Foxnews.com

Washington – Republican National Committee Chairman Michael Steele is finding himself under increasing pressure to step aside when his term ends in January 2011. Fox News has learned a small group within Steele's inner circle has warned ...


eric seiger

Robert F. Kennedy Jr.: Fox <b>News</b>, GOP killed climate bill - Robin <b>...</b>

He says he blames the network and the “hacks” in Congress for sinking energy legislation.

Rush: “CNN the worldwide leader in <b>news</b> — that nobody watches <b>...</b>

The only people interesting on the network is Jack Cafferty who has carved out this grumpy old man who occasionally smiles niche (if Walter Matthau had done the news, this is how he would have done it) and Jeanne Moos who worships at ...

Steele Under Increasing Pressure to Step Aside in 2011 | Foxnews.com

Washington – Republican National Committee Chairman Michael Steele is finding himself under increasing pressure to step aside when his term ends in January 2011. Fox News has learned a small group within Steele's inner circle has warned ...


eric seiger

No comments:

Post a Comment